xDollar

xDollar is cross-chain collateral based stablecoin lending platform with zero interest fee, 110% low collateral ratio and fully redeemable XIM plus DAO governance and multi-collateral vault system.

## Overview xDollar is a cross-chain collateral-based stablecoin lending platform designed to enable users to mint stablecoins against cryptocurrency collateral without paying interest fees. The protocol operates across five major blockchain networks—IoTeX, Ethereum, Arbitrum, Polygon, and Avalanche—providing users with flexible access to stablecoin liquidity regardless of which chain they primarily operate on. Unlike traditional lending protocols that charge variable or fixed interest rates, xDollar implements a zero-interest-fee model, making it distinctly different from competitors like Mak