Vena Finance

Vena is the credit layer where reputation directly affects the value of capital. Vena is launching as the native money market of Fluent

## Overview Vena Finance is a credit layer protocol launching on Fluent that ties borrowing capacity and lending returns directly to on-chain reputation. Rather than relying solely on collateral ratios or algorithmic pricing, Vena uses reputation as a core mechanism to determine who can access capital and at what cost. This approach addresses a fundamental problem in decentralized finance: the one-size-fits-all lending model that ignores creditworthiness and forces users with strong payment histories to post excessive collateral. The protocol operates as Fluent's native money market, built fro