Pinjam Labs

Pinjam is a non-custodial liquidity market by with the unique innovation of achieving 100% capital efficiency by putting unborrowed funds to work

## Overview Pinjam Labs operates a non-custodial liquidity market protocol built on the Kava blockchain. The platform enables users to supply crypto assets and earn yield, while borrowers access liquidity by posting collateral. What distinguishes Pinjam from conventional lending protocols is its approach to capital efficiency: the platform claims to achieve 100% capital efficiency by putting unborrowed supplied funds to work generating additional returns rather than sitting idle in the reserve pool. Traditional lending protocols often hold a portion of supplied liquidity in reserves or leave i