Merchant Finance

Merchant Finance is a decentralized lending protocol for individuals, institutions and protocols to access financial services. It is a permissionless, open source protocol serving users on MerlinChain. Users can deposit their assets, use them as collateral and borrow against them

## Overview Merchant Finance is a decentralized lending protocol designed to provide permissionless access to financial services across multiple blockchain networks. Built as an open-source system, it enables individuals, institutions, and protocols to participate in lending and borrowing activities without traditional gatekeeping or intermediaries. The protocol operates on MerlinChain as its primary deployment, with additional availability on Linea, creating a multi-chain lending infrastructure that users can access depending on their preferred network environment. The core value proposition