Twyne

Twyne is a credit delegation protocol built on top of existing lending markets such as Aave and Euler. It lets lenders delegate their unused borrowing power to borrowers seeking higher liquidation thresholds

## Overview Twyne is a credit delegation protocol that operates as a middleware layer on top of established lending platforms like Aave and Euler. Rather than building its own lending infrastructure from scratch, Twyne integrates with existing lending markets to unlock a specific inefficiency: lenders who have deposited collateral but do not need to borrow often leave their borrowing power unused. Twyne allows these lenders to delegate that unused borrowing capacity to other users who need it, creating a market where borrowing power itself becomes a tradeable asset. The protocol solves a real