Templar Protocol

Templar is the first Cypher Lending protocol that enables borrowing stablecoins against Bitcoin, or any asset on any chain, without trusting centralized intermediaries. No wrapping, no bridging, no KYC necessary

## Overview Templar Protocol is a cross-chain lending protocol designed to enable borrowers to take stablecoins against collateral held on multiple blockchain networks without requiring custodial intermediaries. The protocol positions itself as the first Cypher Lending implementation, a lending model that maintains privacy and security by removing the need for users to bridge assets, wrap tokens, or undergo identity verification. The core problem Templar solves is the friction inherent in traditional crypto lending. Most lending platforms require users to bridge assets to a single chain, trust