Spark Savings

Allows users to deposit stablecoins into USDS Savings to tap into the Sky Savings Rate, which grants users a predictable APY in USDS.

## Overview Spark Savings is a stablecoin savings mechanism built on the Sky ecosystem that enables users to deposit USDS (Sky Dollars) and earn a predictable yield through the Sky Savings Rate (SSR). The tool abstracts the complexity of yield farming and liquidity provision by offering a straightforward deposit-and-earn model. Instead of navigating liquidity pools, swaps, or complex DeFi protocols, users deposit stablecoins into a savings contract and receive a consistent APY denominated in USDS tokens. The product exists to solve a specific problem in decentralized finance: most yield opport