Pando Rings

Pando Rings: a decentralized protocol where you can lend or borrow cryptocurrencies

## Overview Pando Rings is a decentralized lending and borrowing protocol built on the Mixin network. It enables users to deposit cryptocurrency assets as collateral and borrow against them, or to supply liquidity and earn interest on their holdings. The protocol operates without a centralized intermediary, meaning all transactions are executed on-chain according to predetermined smart contract rules rather than by a company or bank. The protocol exists to address a core need in cryptocurrency: the ability to access liquidity without selling assets. In traditional finance, this function is per