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    Palladium Protocol

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    TL;DR

    Palladium is the first credit-powered payment layer on Bitcoin, unlocking interest-free borrowing and staking yield on collaterals, all in a secure, non-custodial way.

    Dossier

    ## Overview Palladium Protocol is a credit-powered payment layer built on Bitcoin, specifically designed to enable non-custodial borrowing and yield generation on the Botanix sidechain. Unlike traditional DeFi lending protocols that operate on general-purpose blockchains, Palladium is purpose-built to function as Bitcoin's native credit infrastructure, allowing users to borrow without interest while simultaneously earning staking yield on their collateral. The protocol addresses a fundamental gap in Bitcoin's financial ecosystem. Bitcoin has historically been strong as a store of value and med