Goldfinch

Goldfinch is a decentralized credit protocol, built for the future when all debt is on-chain. It offers sustainable, high-quality yields that are generated by real-world economic activity, sheltered from DeFi's volatility.

## Overview Goldfinch is a decentralized credit protocol built on Ethereum that facilitates lending and borrowing of real-world assets (RWAs) on-chain. The protocol operates as a permissionless lending infrastructure where borrowers can access capital for genuine economic activity, and lenders can earn yields backed by real-world collateral and cash flows rather than speculative DeFi token mechanics. The protocol exists to bridge the gap between traditional finance and decentralized systems. Most DeFi lending relies on over-collateralization or algorithmic stablecoins, creating yields disconne