EtherFi Borrowing Market

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## Overview EtherFi Borrowing Market is a decentralized lending and borrowing protocol designed to enable users to access liquidity against their crypto holdings while maintaining custody and control of their assets. The platform operates across Optimism and Scroll blockchains, positioning itself as an infrastructure layer for users who need to borrow capital without liquidating their long-term holdings. Rather than forcing users into a choice between hodling and accessing cash, EtherFi's borrowing market allows simultaneous asset retention and credit access—a critical use case for crypto part